:root{--saph:#1B3B6F;--saph-d:#122A51;--saph-t:#EEF2F8;--bronze:#A9702C;--bronze-d:#8A5A20;--bronze-dd:#6F4718;--bronze-l:#E3AE6C;--gray:#4A5160;--line:#E2E6EE;--ink:#151C29;--white:#fff;--radius:18px;--shadow:0 8px 24px rgba(18,42,81,.08);--shadow-lg:0 14px 34px rgba(18,42,81,.12);--font-head:'Sora',system-ui,-apple-system,'Segoe UI',sans-serif;--font-body:'Inter',system-ui,-apple-system,'Segoe UI',sans-serif;--container:1180px;--trans:.2s ease}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-padding-top:96px;-webkit-text-size-adjust:100%}
body{font-family:var(--font-body);font-size:16px;line-height:1.65;color:var(--ink);background:var(--white)}
img{max-width:100%;height:auto;display:block}
h1,h2,h3,h4{font-family:var(--font-head);letter-spacing:-.02em;line-height:1.2;color:var(--ink)}
h1{font-size:clamp(1.75rem,4.2vw,2.6rem)}
h2{font-size:clamp(1.4rem,3vw,2rem);margin-bottom:14px}
h3{font-size:clamp(1.1rem,2vw,1.3rem);margin-bottom:8px}
a{color:var(--saph)}
a:hover{color:var(--bronze-dd)}
.wrap{max-width:var(--container);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-9999px;top:0;background:var(--saph-d);color:#fff;padding:10px 16px;z-index:10000}
.skip:focus{left:8px;top:8px}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--bronze-d);color:#fff;font-weight:700;font-size:16px;padding:14px 26px;text-decoration:none;border-radius:10px;box-shadow:0 10px 22px rgba(138,90,32,.28);border:2px solid transparent;min-height:48px;text-align:center}
.btn:hover{background:var(--bronze-dd);color:#fff}
.btn-saph{background:var(--saph)}
.btn-saph:hover{background:var(--saph-d);color:#fff}
.btn-light{background:#fff;color:var(--saph-d);box-shadow:none}
.btn-light:hover{background:var(--saph-t);color:var(--saph-d)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.7);box-shadow:none}
.btn-ghost:hover{background:rgba(255,255,255,.14);color:#fff}
/* topbar + header */
.topbar{background:var(--saph-d);color:#C9D6EA;font-size:13.5px;padding:8px 0}
.topbar-inner{display:flex;justify-content:space-between;gap:12px;align-items:center}
.topbar a{color:#fff;font-weight:700;text-decoration:none}
.topbar b{color:var(--bronze-l)}
.site-header{position:sticky;top:0;z-index:100;background:#fff;box-shadow:0 1px 0 var(--line)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:76px}
.logo{display:flex;align-items:center;flex-shrink:1;min-width:0}
.logo img{height:58px;width:auto;max-width:100%}
.nav-links{display:flex;align-items:center;gap:22px;list-style:none}
.nav-links>li>a{color:var(--ink);text-decoration:none;font-weight:600;font-size:14.5px;padding:8px 2px}
.nav-links>li>a:hover{color:var(--saph)}
.has-dropdown{position:relative}
.dropdown{position:absolute;top:100%;left:-12px;min-width:260px;padding:8px 0;margin:0;list-style:none;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity var(--trans),visibility var(--trans),transform var(--trans);z-index:1000}
.has-dropdown:hover .dropdown,.has-dropdown:focus-within .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown li{list-style:none}
.dropdown a{display:block;padding:9px 18px;color:var(--ink);text-decoration:none;font-size:14.5px;font-weight:500;white-space:nowrap}
.dropdown a:hover{background:var(--saph-t);color:var(--saph)}
.dd-all a{font-weight:700;border-top:1px solid var(--line);margin-top:4px;color:var(--saph)}
.nav-cta{background:var(--bronze-d);color:#fff!important;padding:10px 18px!important;border-radius:10px}
.nav-cta:hover{background:var(--bronze-dd)}
.hamburger{display:none;flex-direction:column;justify-content:center;align-items:center;gap:5px;min-width:44px;min-height:44px;background:none;border:0;cursor:pointer;padding:8px}
.hamburger span{display:block;width:24px;height:2px;background:var(--saph-d);border-radius:2px;transition:transform var(--trans),opacity var(--trans)}
.hamburger[aria-expanded="true"] span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}
.hamburger[aria-expanded="true"] span:nth-child(2){opacity:0}
.hamburger[aria-expanded="true"] span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}
.mob-drawer{position:fixed;top:0;right:0;bottom:0;width:min(330px,88vw);background:#fff;z-index:9999;transform:translateX(100%);transition:transform .3s ease;overflow-y:auto;padding:20px;visibility:hidden}
.mob-drawer:not([hidden]){transform:translateX(0);visibility:visible}
.mob-drawer[hidden]{display:block}
.mob-drawer ul{list-style:none;margin:8px 0 0}
.mob-drawer li{list-style:none}
.mob-drawer a{display:block;padding:12px 0;font-size:16px;color:var(--ink);text-decoration:none;border-bottom:1px solid var(--line);font-weight:600}
.mob-drawer .drawer-h{display:block;margin-top:14px;font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--gray);font-weight:700}
.mob-drawer .drawer-cta{background:var(--bronze-d);color:#fff;text-align:center;border-radius:10px;margin-top:16px;border:0}
.drawer-close{background:none;border:0;font-size:26px;cursor:pointer;min-width:44px;min-height:44px;color:var(--saph-d);float:right}
.mob-overlay{position:fixed;inset:0;background:rgba(10,20,40,.55);z-index:9998;opacity:0;visibility:hidden;transition:opacity var(--trans),visibility var(--trans)}
.mob-overlay.visible{opacity:1;visibility:visible}
/* page head (bento header) */
.pagehead{position:relative;isolation:isolate;background:linear-gradient(135deg,var(--saph-d) 0%,var(--saph) 100%);color:#fff;padding:34px 0 40px;overflow:hidden}
.pagehead .hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.pagehead.has-hero:before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(18,42,81,.93) 0%,rgba(18,42,81,.78) 55%,rgba(18,42,81,.55) 100%)}
.crumbs{font-size:13.5px;margin-bottom:14px;color:#C9D6EA}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li:not(:last-child):after{content:"/";margin-left:6px;color:#8FA6C8}
.crumbs a{color:#fff;text-decoration:underline;text-underline-offset:2px}
.bentohead{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.bh-main{grid-column:span 2;grid-row:span 2;padding:6px 0}
.bh-main h1{color:#fff;margin-bottom:12px}
.bh-main h1 em{font-style:normal;color:var(--bronze-l)}
.bh-lede{color:#D6E1F2;font-size:17px;max-width:62ch;margin-bottom:18px}
.bh-actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.bh-tile{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);border-radius:var(--radius);padding:18px 20px;display:flex;flex-direction:column;justify-content:center}
.bh-tile b{font-family:var(--font-head);font-size:22px;color:var(--bronze-l);line-height:1.15}
.bh-tile span{font-size:14px;color:#E1EAF7;margin-top:4px}
.badge{display:inline-flex;align-items:center;gap:8px;background:var(--bronze-d);color:#fff;font-size:13px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;padding:6px 12px;border-radius:999px;margin-bottom:14px}
.badge:before{content:"";width:8px;height:8px;border-radius:50%;background:#7CFFB0}
.badge-alt{background:#fff;color:var(--saph-d)}
.badge-alt:before{background:#1E9E5A}
.zips{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 16px}
.zip-chip{background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.45);color:#fff;font-weight:700;font-size:14px;padding:4px 12px;border-radius:999px}
/* sections */
.sec{padding:44px 0}
.sec-alt{background:var(--saph-t)}
.twocol{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:36px;align-items:start}
.sidecard{position:sticky;top:24px;align-self:start;background:var(--saph-d);color:#fff;border-radius:var(--radius);padding:26px;box-shadow:var(--shadow-lg)}
.sidecard .kick{color:var(--bronze-l);font-weight:700;font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;margin-bottom:8px}
.sidecard h3{color:#fff;font-size:20px}
.sidecard p{color:#D6E1F2;font-size:15px;margin-bottom:14px}
.sidecard .btn{width:100%}
.sidecard ul{list-style:none;margin:16px 0 4px}
.sidecard li{list-style:none;position:relative;padding:6px 0 6px 26px;font-size:14.5px;border-top:1px solid rgba(255,255,255,.14)}
.sidecard li:before{content:"\2713";position:absolute;left:0;color:var(--bronze-l);font-weight:800}
.sidecard .side-link{font-size:14px;margin-top:12px;margin-bottom:0}
.sidecard .side-link a{color:#fff;font-weight:700}
.article{min-width:0}
.article>*+*{margin-top:22px}
.article p+p,main p+p{margin-top:14px}
.article h2+p,main h2+p,main h3+p{margin-top:14px}
.article p,.article li{max-width:72ch}
.article ul.plain{margin:14px 0 0 22px}
.article ul.plain li{margin-top:6px}
/* cards */
.panel-card,.callout-card,.insight-card,.localnote{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px 36px;box-shadow:var(--shadow)}
.callout-card{position:relative;overflow:hidden;padding-left:42px}
.callout-card:before{content:"";position:absolute;top:0;left:0;bottom:0;width:6px;background:linear-gradient(180deg,var(--bronze),var(--saph))}
.insight-card,.localnote{background:var(--saph-t);box-shadow:none;position:relative}
.insight-card:before,.localnote:before{content:"";position:absolute;top:22px;bottom:22px;left:0;width:5px;border-radius:0 4px 4px 0;background:var(--saph)}
.panel-card ul+p,.panel-card ol+p,.callout-card ul+p,.panel-card .table-wrap+p{margin-top:16px}
.icon-list{list-style:none;display:grid;gap:14px;margin-top:16px}
.icon-list li{list-style:none;display:flex;gap:14px;align-items:flex-start}
.icon-list .ico{flex:none;width:27px;height:27px;border-radius:50%;background:var(--bronze-d);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:14px;margin-top:1px}
.steps{list-style:none;display:grid;gap:14px;margin-top:16px;counter-reset:st}
.steps li{list-style:none;display:flex;gap:16px;align-items:flex-start;counter-increment:st}
.steps .n{flex:none;width:34px;height:34px;border-radius:9px;background:var(--saph);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:14px}
.steps .s-t{font-weight:700;display:block}
.table-wrap{overflow-x:auto;margin-top:16px;-webkit-overflow-scrolling:touch}
table{border-collapse:collapse;width:100%;min-width:480px;font-size:15px}
th{background:var(--saph-d);color:#fff;text-align:left;padding:10px 14px;font-weight:600}
td{padding:10px 14px;border-bottom:1px solid var(--line);vertical-align:top}
tr:nth-child(even) td{background:#F6F8FC}
.tbl-note{font-size:13.5px;color:var(--gray);margin-top:10px}
.cardgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:16px}
.minicard{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px}
.minicard h3{font-size:16.5px}
.minicard p{font-size:15px;color:var(--gray)}
.prep{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:16px}
.prep .minicard{border-top:4px solid var(--bronze-d)}
.localnote h2{font-size:clamp(1.25rem,2.6vw,1.6rem)}
.srclist{list-style:none;margin-top:14px;font-size:14px}
.srclist li{list-style:none;margin-top:4px}
.byline{font-size:14px;color:#D6E1F2;margin-top:10px}
/* faq */
.faq{display:grid;gap:10px;margin-top:16px}
.faq-item{border:1px solid var(--line);border-radius:14px;background:#fff;overflow:hidden}
.faq-q{width:100%;text-align:left;background:none;border:0;padding:16px 52px 16px 18px;font:600 16px/1.4 var(--font-body);color:var(--ink);cursor:pointer;position:relative;min-height:48px}
.faq-q:after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);font-size:22px;color:var(--bronze-d)}
.faq-item.open .faq-q:after{content:"\2212"}
.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-item.open .faq-answer{max-height:1400px}
.faq-inner{padding:0 18px 18px}
/* bento (home + hubs) */
.bento{display:grid;grid-template-columns:repeat(4,1fr);grid-auto-rows:minmax(150px,auto);gap:16px}
.tile{border-radius:var(--radius);padding:24px;position:relative;overflow:hidden;background:#fff}
.tile.border{border:1px solid var(--line)}
.t-hero{grid-column:span 2;grid-row:span 2;background:var(--saph-d);color:#fff;display:flex;flex-direction:column;justify-content:center;padding:34px}
.t-hero h1{color:#fff;margin-bottom:12px}
.t-hero h1 span{color:var(--bronze-l)}
.t-hero p{color:#D6E1F2;margin-bottom:18px}
.t-stat{background:var(--bronze-d);color:#fff;display:flex;flex-direction:column;justify-content:center;align-items:center;text-align:center}
.t-stat.saph{background:var(--saph)}
.t-stat b{font-family:var(--font-head);font-size:26px;display:block;line-height:1.1}
.t-stat span{font-size:14px;margin-top:4px}
.t-cta{grid-column:span 2;display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap}
.t-cta h3{margin:0}
.t-svc{display:flex;flex-direction:column;justify-content:flex-start;text-decoration:none;color:var(--ink);transition:transform var(--trans),box-shadow var(--trans)}
.t-svc:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg);color:var(--ink)}
.t-svc svg{width:30px;height:30px;stroke:var(--bronze-d);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;margin-bottom:10px}
.t-svc h3{font-size:16px;margin-bottom:4px}
.t-svc p{font-size:14px;color:var(--gray)}
.t-svc.tall{grid-row:span 2}
.t-wide{grid-column:span 2}
.t-full{grid-column:span 4}
.t-saph{background:var(--saph);color:#fff}
.t-saph h2,.t-saph h3{color:#fff}
.t-saph p{color:#D6E1F2}
.t-tint{background:var(--saph-t)}
.t-process{background:var(--saph);color:#fff;grid-column:span 2;display:flex;align-items:center;justify-content:space-around;flex-wrap:wrap;gap:10px}
.pstep{text-align:center}
.pstep .n{width:34px;height:34px;background:var(--bronze-d);border-radius:9px;display:flex;align-items:center;justify-content:center;font-weight:800;margin:0 auto 6px;font-size:14px}
.pstep span{font-size:13.5px}
.t-area{display:flex;flex-direction:column;justify-content:center;text-decoration:none;color:var(--ink);font-weight:700}
.t-area small{font-weight:500;color:var(--gray);font-size:13.5px}
.t-area:hover{background:var(--saph-t);color:var(--saph)}
.t-why h3{font-size:16px}
.t-why p{font-size:14px;color:var(--gray)}
.kick{color:var(--saph-d);font-weight:700;font-size:13px;letter-spacing:.1em;text-transform:uppercase;padding:0 0 14px}
.home-prose{max-width:76ch}
.home-prose h2{margin-top:6px}
/* map */
.map-sec{padding:40px 0;background:var(--saph-t)}
.map-wrap{position:relative;padding-bottom:50%;height:0;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);margin-top:16px;background:#dfe6f2}
.map-wrap iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.map-wrap.map-alt{margin-top:14px}
/* footer */
footer{background:#fff;border-top:1px solid var(--line);padding:46px 0 28px;font-size:15px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
.foot-h{font-family:var(--font-head);font-weight:700;color:var(--ink);margin-bottom:10px;font-size:15px}
footer ul{list-style:none}
footer li{list-style:none;margin-top:6px}
footer a{color:var(--gray);text-decoration:none}
footer a:hover{color:var(--saph);text-decoration:underline}
footer address{font-style:normal;color:var(--gray);margin-top:8px}
.foot-logo img{height:50px;width:auto}
.foot-bottom{border-top:1px solid var(--line);margin-top:30px;padding-top:18px;font-size:13.5px;color:var(--gray)}
/* sticky call */
.sticky-cta{display:none;position:fixed;left:0;right:0;bottom:0;z-index:8000;background:var(--saph-d);padding:10px 14px;box-shadow:0 -6px 18px rgba(0,0,0,.2)}
.sticky-cta a{display:flex;align-items:center;justify-content:center;gap:8px;background:var(--bronze-d);color:#fff;text-decoration:none;font-weight:700;border-radius:10px;min-height:48px;font-size:16px}
.float-call{position:fixed;right:22px;bottom:22px;width:56px;height:56px;border-radius:50%;background:var(--bronze-d);display:flex;align-items:center;justify-content:center;z-index:7000;box-shadow:0 10px 24px rgba(0,0,0,.28)}
.float-call svg{width:26px;height:26px;fill:#fff}
.float-call:hover{background:var(--bronze-dd)}
.notfound{padding:80px 0;text-align:center}
.notfound h1{margin-bottom:12px}
.hub-list{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:18px}
.blog-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;display:flex;flex-direction:column;gap:8px}
.blog-card h3{font-size:17px;margin:0}
.blog-card h3 a{text-decoration:none;color:var(--ink)}
.blog-card h3 a:hover{color:var(--saph)}
.blog-card p{font-size:14.5px;color:var(--gray)}
.blog-card .meta{font-size:13px;color:var(--gray)}
.blog-thumb{border-radius:12px;width:100%;aspect-ratio:16/9;object-fit:cover}
/* responsive */
@media(max-width:1000px){.twocol{grid-template-columns:minmax(0,1fr) 300px}.foot-grid{grid-template-columns:1fr 1fr}.hub-list{grid-template-columns:repeat(2,1fr)}}
@media(max-width:900px){.twocol{grid-template-columns:minmax(0,1fr)}.sidecard{position:static}.bento{grid-template-columns:repeat(2,1fr)}.t-hero,.t-cta,.t-process,.t-wide{grid-column:span 2}.t-full{grid-column:span 2}.t-svc.tall{grid-row:span 1}.nav-links{gap:14px}.bentohead{grid-template-columns:1fr 1fr}.bh-main{grid-column:span 2;grid-row:auto}}
@media(max-width:768px){.nav-links{display:none}.hamburger{display:flex}.sticky-cta{display:block}body{padding-bottom:72px}.float-call{display:none}.topbar-hours{display:none}.topbar-inner{justify-content:center}.logo img{height:46px}}
@media(max-width:600px){.cardgrid,.prep,.hub-list{grid-template-columns:1fr}.bentohead{grid-template-columns:1fr}.bh-main{grid-column:auto}.bento{grid-template-columns:1fr}.t-hero,.t-cta,.t-process,.t-wide,.t-full{grid-column:auto}.panel-card,.callout-card,.insight-card,.localnote{padding:26px 22px}.callout-card{padding-left:30px}.foot-grid{grid-template-columns:1fr}.wrap{padding:0 18px}.t-hero{padding:26px 22px}.bento{grid-auto-rows:auto}.crumbs{font-size:12.5px}}
@media(max-width:380px){.btn{padding:12px 16px;font-size:15px}.nav-inner{gap:8px}}

.cta-band{margin-top:24px;background:linear-gradient(135deg,#122A51,#1B3B6F);color:#fff;border-radius:16px;padding:24px;display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between}.cta-band p{margin:0;font-weight:600;font-size:18px;flex:1 1 260px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.tile-h{font-size:clamp(1.1rem,2vw,1.3rem);margin:0}
.codes-note{font-size:14px;color:var(--muted,#51607a);margin-top:14px}
.article p,.article li,.faq-inner p,.panel-card p{overflow-wrap:anywhere}
.sec-photo{padding-top:0}.home-van{display:block;width:100%;height:auto;border-radius:var(--radius);box-shadow:0 18px 40px rgba(18,42,81,.18)}
